Bharat Payis a brand owned and operated by Digicard Services Pvt. Ltd , a joint venture in collaboration with Kanoria Foundation. It is a fully integrated technology platform which aims to provide various Financial Services in a digital mode to its users with an aim to bring the cashless digital ecosystem to the rural landscape by partnering with various distribution networks all across India. Bharat Pay has partnered with various Financial Institutions including Bank for offering these services.